STUDENTSVIDYA EDUCATION FINANCE
Plan education costs. Choose funding with confidence.
Estimate your education cost, understand loan options, compare key terms, check eligibility and organise your application journey — for study in India or abroad.
India & AbroadCompare optionsTrack applications
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EDUCATIONFUNDINGPlan · Compare · Apply
START HERE
Three simple tools before you apply
LOAN PATHWAYS
Find the funding route that fits
Study in IndiaFunding options for eligible undergraduate, postgraduate and professional programmes.Explore →Study AbroadPlan tuition, living costs, travel and other eligible expenses for overseas education.Explore →Collateral-FreeExplore options that may be available without property security, subject to lender rules.Explore →Secured Education LoanCompare options where collateral/security may be part of the lender requirement.Explore →Government SchemesLearn about official schemes, subsidies and current eligibility requirements.Explore →Scholarship + LoanReduce borrowing needs by combining scholarships and appropriate financing.Explore →
COMPARE SMARTER
Compare →What to compare — not just the interest rate
✓Interest rate & rate type
✓Maximum loan amount
✓Collateral / security
✓Margin contribution
✓Processing fee
✓Moratorium / repayment start
✓Repayment tenure
✓Prepayment conditions
✓Eligible expenses
✓Domestic / overseas eligibility
✓Co-applicant requirements
✓Application & document process
EMI PLANNING
Know the repayment before you borrow.
Use the calculator to understand an estimated monthly payment and total repayment. Actual lender terms, interest method and moratorium treatment can differ.
Open EMI CalculatorILLUSTRATIVE ONLY₹10,00,000Example principal10% · 7 yearsExample rate & tenureCalculate your own →
DOCUMENT CHECKLIST
Prepare before submitting
✓Identity & address proof
✓Academic records / marksheets
✓Admission / offer letter
✓Course & fee structure
✓Income documents of co-applicant
✓Bank statements / financial records
✓Collateral documents where applicable
✓Passport / visa documents for overseas study
APPLICATION TRACKING
Keep your loan journey organised
01ProfileStudent and co-applicant details
02EligibilityCheck lender/scheme requirements
03DocumentsUpload and verify required documents
04SubmittedApplication sent to selected lender
05SanctionReview, sanction and terms
06DisbursementFunds released according to lender process
Important
StudentsVidya is an education information and application-support platform, not a lender. Loan approval, rates, fees, eligibility and disbursement are decided by the relevant bank/NBFC or official scheme. Verify current terms with the lender or official government portal before making a financial decision.
READY?
Build your education funding plan.
Connect funding with your course, university, scholarship and career plan.